Broadbench Ltd is authorised and regulated by the Financial Conduct Authority number 590288 in respect of mortgage and insurance mediation activities only. Registered address: 167-169 Great Portland Street, 5th Floor, London, W1W 5PF. The company is registered in the UK, number 07491324.

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Understand your options and take the first step towards protecting your business.

The Business Protection Guide

Essential Cover Every Business Owner Should Consider

In this free guide, you’ll learn:

• Why business protection matters and what’s at risk without it
• The different types of cover available, including Key Person, Shareholder Protection, Relevant Life and more
• Real-world examples of how these policies work in practice
• How to make sure your business gets the right protection for its unique needs
• What tax advantages might be available for your business

Whether you run a small business or a growing company, this guide gives you a clear starting point to put essential protection in place.

Helping You Protect Smarter, Not Harder

At Broadbench, we specialise in helping business owners, contractors, and professionals set up insurance in the most efficient and effective way. We know that navigating business protection, especially the tax side, can be confusing. Let us make it simple.

You’ll get:
✔️ No-fee advice tailored to your company structure
✔️ Recommendations on trusts, tax savings and setup
✔️ Whole-of-market product access
✔️ Expert help ensuring compliance and peace of mind
✔️ Friendly, jargon-free support from start to finish

Tax-Efficient Life Cover for Directors and Employees

Relevant Life Insurance for Contractors, Professionals & Business Owners

Caring for your team is part of caring for your business. Relevant Life Cover offers a tax-efficient way to provide life insurance for directors and employees with no impact on their personal benefit allowances.

Download your free guide to Business Protection or speak to an expert at Broadbench today.

Why Consider Relevant Life Cover?

Many small businesses and limited company directors assume life insurance has to be paid for personally – but that’s not the case. Relevant Life Cover allows your business to pay the premiums, providing your team (or just you as the director) with valuable life insurance that:

• Doesn’t count towards the employee’s P11D or lifetime pension allowance
• Is usually a tax-deductible business expense
• Pays a tax-free lump sum on death or terminal illness
• Can be written into trust for added control and efficiency

It’s ideal for:

• Company directors who want life cover paid via the business
• High-earning employees who don’t want to breach pension limits
• Small businesses without access to group schemes
  

Is Relevant Life Right for You?

Relevant Life Insurance is one of the most overlooked benefits a business can offer – and yet one of the most powerful.

Whether you’re a solo director or have a small team of employees, we’ll help you understand whether it’s the right option for your business and how to structure it properly.